Two terms are commonly mixed up with this type of insurance: general liability and professional liability. While they do sound similar, there are vast differences between them that you should know. To keep this page as brief as possible, we're only going to focus on general liability. In short, professional liability protects you from unhappy clients who are looking to recoup financial losses as a result of your services. On the other hand, general liability focuses on physical damages.
The keyword to take away from commercial general liability insurance is "general." By painting a broad stroke, general liability should be the forefront policy to protect a wide range of business. This type of insurance covers your business from being sued by a third party
(meaning anyone who doesn't work for you).
Common issues include:
Regardless of whether commercial general or professional liability insurance is ideal for your business, you will still benefit greatly from securing the coverage. This is because you will not have to worry about completely draining your bank account or selling your equipment in order to pay damages. Make the smartest move to protect your livelihood and reach one of our specialists today to explore your options.
Contact us today to discover why general liability should be the backbone of your protection plan.
We're catering to businesses in all of Texas including Spring, The Woodlands, Conroe, North Houston, and Tomball, TX.