While the obvious benefit of property insurance is protecting major equipment, it's also great for damage to any minor physical assets as well. This could be the couch in your lobby/waiting room, your outdoor sign, or even fences and landscaping. Some of these incidents may seem insignificant, but imagine what customers see. A dingy sign or a damaged couch could play a major role in how the public perceives and remembers your business. It will be the first thing they think of, and the first thing they tell their friends.

Don't allow these seemingly minor issues to have a negative impact on your company. Have the policy in place to safeguard your commercial property.