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December 14, 2022

Business Insurance Options to Consider


If you own a business, it’s important to financially cover your company with appropriate insurance. Here are some of the most common insurance options you should consider.

Any contracts your business enters into will generally require liability insurance. It protects you in the event of injury or property damage that occurs as a result of your business activities or employees’ actions.

Property coverage is important if you own or rent a physical space, and it also covers materials or machinery in that physical location.

Business Owners Policy
Some business owners qualify for a business owners policy (BOP), which combines liability and property coverage into one policy. This type of policy is beneficial because it combines two essential types of coverage into one policy, making it simple, convenient, and in many cases, more affordable. There are additional coverage options that can be added to a BOP like data breach coverage and other options to further protect your business.

Inland Marine
While inland marine insurance may sound related to water, it actually means coverage during transportation over land. Any materials, equipment, or products that are transported by vehicles are financially protected with inland marine insurance. It also covers items that may be excluded from a typical property insurance policy. These may include fine art collectibles, trade show exhibits, electronic equipment, and more.

At Koch Insurance Group, we’ll help you find a comprehensive insurance plan that will meet your company’s needs and protect you financially.

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