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October 24, 2021

Business Insurance


Is your current business insurance coverage still meeting your company’s needs?

Business insurance protects your company from the risk of unpredictable, expensive events. 

General liability insurance protects your company from costs if you or an employee damage someone’s property while working; claims of libel, slander or copyright violations related to marketing or communications; and personal injury claims in the event someone (other than an employee) is hurt at your site.

Commercial property insurance protects your business from losses due to fire, theft, and natural disasters. It can cover the potentially crippling costs of repair and restoration of your building, lost income, and the loss of on-site property such as equipment, tools, machinery, computers, office supplies, furnishings, and inventory. Coverage is available whether you own or lease your space.

Inland marine coverage protects property in transit to work sites, client locations, or offices. Some policies protect against loss due to collisions, natural disasters, fire, windstorms, and theft. Other policies allow you to specify the loss events covered. Property covered includes mobile equipment, tools, construction equipment, unique or valuable property, and property that transfers information, such as computers or communication equipment. 

A business owner’s package (BOP) lets you purchase general liability, commercial property, and inland marine insurance in one package. It usually provides broader coverage and greater opportunity to customize the policy through endorsements at a lower price than buying the policies separately.

Let the insurance experts with Koch Insurance Group help you find the right policy for your company’s needs.

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