Whether you own your own building, lease a location or work from home, commercial property insurance protects your company’s physical assets from the unexpected. Commercial property insurance covers business assets like computers, valuable documents, inventory, furniture and equipment, exterior signs, fencing and landscaping and even others’ property. When the unexpected happens, such as a fire or explosion, burst pipes, damaging storms, theft or vandalism your commercial business insurance has you covered.
The cost of commercial business insurance depends on the value of all of your business assets, including your building. There are several other factors that can also impact how much you will pay. The location of your building, whether it’s in an area prone to storms or natural disasters and also whether your building is constructed with fireproof materials, upgraded wiring, plumbing and HVAC all make a difference to the cost of insurance. What type of business occupies your building is also important because some businesses have more risk than others. And the fire and theft protection measures in and around the building could also be considered when getting a commercial insurance quote.
With so many factors involved, it’s important to work with a professional who has years of experience in commercial property insurance. The professionals at Koch Insurance will consult with you about your business’s unique needs, answer questions and help create the right commercial property insurance policy for you and your company. A comprehensive insurance plan including commercial property insurance will leave nothing to chance and your business can continue to grow with complete protection.