There is nothing more critical for a small business than making sure your business is covered with the right type of commercial insurance. Commercial insurance will protect you from common situations any small business owner faces such as property damage, theft, liability, and employee injury. With the right insurance, your small business can recover from these situations. Without it, you may face going out of business.
There are three types of commercial insurance that can protect your small business. Liability insurance protects you from damage that your company may inflict on someone else. It will cover personal injury, property damage lawsuits and injuries to customers on your premises. Property insurance covers flooding, fires, anything that causes damage to your place of business and property. Workers’ compensation insurance will protect you from injuries employees incur at work.
These are broad categories and there’s a lot to consider when choosing the right commercial insurance for your small business. A qualified insurance agent with extensive experience in commercial coverage can help you navigate all the ins and outs of this type of essential insurance. They can help you with new policies and also assess the coverage you already have to see if it’s time for an update or amendment. Remember that your insurance needs will probably change as your business grows.
The professionals at Koch Insurance will consult with you about your business’s unique needs and help create the right insurance policy for you and your company. With years of experience serving contractors and commercial businesses in Spring, The Woodlands, North Houston, Tomball, Conroe, Cypress, Magnolia and throughout all Texas, we’re your go to insurance experts.