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November 23, 2021

Liability: Worker’s Compensation Insurance


Some business owners may wonder what Workers’ Compensation Insurance is and how it works?  They may need more information on what coverage it can offer their business. Worker’s Compensation insurance is a vital part of any business’s overall protection plan.

Worker’s Comp can protect your business from potential catastrophic liability. It will cover medical expenses and some of the lost wages for an employee who becomes ill or is injured on the job. It can also cover rehabilitation for an employee’s illness or injury and also death benefits. Worker’s Comp insurance is something no business owner should be without!

It’s important to know how workers’ compensation insurance works because each state has different workers’ comp laws that employers must comply with. This is to protect the employees and ensure that employers provide coverage.

The Workers’ Comp benefit can only be received if an employee’s illness or injury is related to their duties on the job or employment. If an employee is injured outside of the scope of their employment, then this type of insurance won’t cover them.

When your business is covered by the addition of Workers’ Compensation Insurance, you can protect your business and support your employees. The professionals at Koch Insurance will consult with you about your business’s unique needs, answer questions and help create the right insurance policy for you and your company. A comprehensive insurance plan including Workers’ Compensation Insurance will leave nothing to chance and you can feel completely secure in your coverage.

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