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Understand Your Business Risks Before You Open: What New Business Owners Should Know
Starting a business usually begins with an idea and a lot of optimism. You see an opportunity, recognize something you can do differently, or decide it is finally time to build something of your own. That excitement matters, but before you invest heavily in equipment,...
Can Every Business Be Insured? A Real Story About a Mobile Petting Zoo and a 12-Foot Alligator
Over the years, I have received calls about some pretty unusual businesses. One of the more memorable ones involved a mobile petting zoo. The owner was starting the business from scratch and planned to bring animals directly to homes, events, and private gatherings....
General Liability Insurance: What Every Texas Business Owner Needs to Know
If you've been in business for any length of time, you've probably heard someone say, "Do you have General Liability Insurance?" Maybe a landlord...
How to Know If Your Business Insurance Is Actually Protecting Your Business
Most business owners I talk to have insurance. They have a policy number, a certificate of insurance, and a premium they pay every month or every...
Workers’ Compensation Insurance: What Texas Business Owners Need to Know
One of the biggest misconceptions business owners have about Workers’ Compensation Insurance is that it is simply another box to check for...
Why Having Business Insurance Does Not Always Mean You Are Properly Covered
One of the most common situations we see at The Koch Insurance Group is a business owner landing a new contract or larger job opportunity and...
Why No Business Insurance Policy Should Ever Be One-Size-Fits-All
One of the biggest misconceptions in commercial insurance is the idea that business coverage is basically the same from one company to the next. It...
How to Lower Your Business Insurance Premium Without Losing Coverage
One of the most common questions business owners ask is: “How can I lower my insurance costs?” And honestly, that is a fair question. Business...
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